.cta-banner {
  position: relative;
  background-image: url('../assets/dark-water.jpg');
  background-size: cover;
  background-position: center;
  text-align: center;
  padding: 80px 20px;
    height: 300px;             /* You can adjust this height */

  color: #fff;
  overflow: hidden; /* keeps overlay inside */
}

.cta-banner-v2 {
  position: relative;
  background-image: url('../assets/image-mid.jpg');
  background-size: cover;
  background-position: center;
  text-align: center;
  padding: 80px 20px;
    height: 300px;             /* You can adjust this height */

  color: #fff;
  overflow: hidden; /* keeps overlay inside */
}



.cta-banner-v2-overlay {
  position: absolute;           /* overlay sits over background */
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(0, 0, 0, 0.5);
  display: flex;
  flex-direction: column;
  justify-content: center;      /* center vertically */
  align-items: center;          /* center horizontally */
  padding: 60px 40px;
  box-sizing: border-box;
  text-align: center;      /* center text inside */
}

.cta-banner-overlay {
  position: absolute;           /* overlay sits over background */
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(166, 115, 115, 0.5); /* antique-style dark overlay */
  display: flex;
  flex-direction: column;
  justify-content: center;      /* center vertically */
  align-items: center;          /* center horizontally */
  padding: 60px 40px;
  box-sizing: border-box;
  text-align: center;           /* center text inside */
}

.cta-icon {
  position: relative;
  top: -40px; 
  display: inline-block;
  background: #003c7a;
  border-radius: 50%;
  padding: 15px;
  border: 4px solid #fff;
}

.cta-icon img {
  width: 60px;
  height: 60px;
  display: block;
}

.cta-banner h2 {
  font-size: 2rem;
  font-weight: bold;
  margin: 20px 0 10px;
}

.cta-banner p {
  font-size: 1rem;
  margin-bottom: 30px;
  max-width: 700px; /* keeps text nicely aligned */
}

.cta-btn {
  display: inline-block;
  background-color: #003c7a;
  color: #fff;
  padding: 14px 30px;
  text-decoration: none;
  font-weight: bold;
  border-radius: 3px;
  transition: background-color 0.3s ease;
}

.cta-btn:hover {
      background: black;
    color: #1a3a6c;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(26, 58, 108, 0.2);
}